Transacta launches zero-fee crypto payments, fast onboarding

Transacta, a licensed crypto payments provider with eight years in operation, offers businesses a payments service that charges no setup, onboarding or merchant fees. The company says merchants receive the full invoice amount with no deduction for transaction fees. Transacta currently provides crypto invoicing, an e-commerce checkout and card processing and plans to add crypto point-of-sale and payout products. A partnership with zerohash extends the company’s U.S. coverage to 49 states.

“We do not charge setup fees. We do not charge onboarding fees. We also do not charge transaction fees to the merchant,” Tanya Tkachenko, head of marketing at Transacta, said, adding the firm regularly brings clients live in one to three business days.

Transacta attributes its onboarding speed to an in-house compliance and anti-money-laundering team that helps prepare documentation and move clients through verification. Each account receives a dedicated manager who combines payments operations and compliance expertise and provides guidance on regulatory changes, transaction handling and jurisdictional questions.

According to Transacta, the zerohash relationship provides legal and infrastructure rails that meet state and federal requirements in the U.S., allowing the company to serve customers across most states without building a full standalone U.S. licensing structure first. The company says the arrangement is intended to address state-by-state differences and federal obligations such as FinCEN reporting.

The firm maintains internal liquidity pools and works with external liquidity providers to enable rapid conversion and settlement of multi-million-dollar payments. Transacta lists clients in private aviation, yacht sales and charter, real estate, luxury travel, luxury commerce and escrow services as sectors where larger transaction sizes and closer compliance review are common.

On regulation and product development, Transacta holds licenses in Switzerland and Estonia and has applied for coverage under the EU Markets in Crypto-Assets framework, MiCA. Legal and compliance teams are involved early in product roadmaps, and the company says it will not develop features it cannot support under local rules. The firm described the U.S. regulatory environment as more complex because of federal and state differences.

Beyond its business offerings, Transacta is developing retail-facing products, including wallet services, a licensed exchange, payment cards and futures trading. Tkachenko expects continued adoption of crypto for payments, growing interest in crypto cards and more regulatory clarity that could increase institutional participation.