Tether launches self-custodial wallet for multi-chain USDT

Tether launched Tether.wallet on April 14, 2026. The mobile app is self-custodial, stores private keys on users’ devices and supports multi-chain versions of USDT, a USAT stablecoin, tokenized gold XAUT and Bitcoin on-chain and via the Lightning Network. The app allows users to pay network and transaction fees in USDT.

In its announcement, Tether described the wallet as designed to put its global infrastructure “directly into your hands.” The company said the tool aims to provide a native payment app for USDT after years of relying primarily on third-party wallets, exchanges and decentralized platforms to move the stablecoin.

The wallet provides human-readable identifiers to reduce address-copying errors and signs transactions locally so users retain control of private keys. Tether presented the fee-in-USDT feature as a way to remove the need to buy and hold multiple native gas tokens across different blockchains.

Tether said the wallet will be fully self-custodial while including an additional security layer intended for regulated use. The service will operate under the jurisdiction of the British Virgin Islands. Fiat on-ramps and redemptions will be available only to customers who complete identity verification; unverified users will remain able to use USDT on decentralized platforms.

The company outlined security tools for the app, including address screening, access restrictions and fund-tracing functions. Tether has previously frozen assets it linked to scams and hacks, and the firm said the new wallet will incorporate capabilities intended to detect and limit fraudulent activity.

Tether provided adoption figures alongside the launch. The firm estimates about 570 million users rely on USDT globally, reports tens of millions of new wallets added each quarter and said daily active USDT addresses peaked in March at more than 334,000. Tether noted USDT is used in over 160 national markets and is most active on the Ethereum and TRON networks.

Before the wallet, users accessed USDT mainly through centralized exchanges, decentralized exchanges, liquidity pools and lending platforms. Tether presented Tether.wallet as a direct option for users who want to hold and move the company’s multi-chain assets while paying fees in USDT.