TON launches self-custodial agent wallets for AI finance

On April 28, 2026, the TON Tech team published an open self-custodial wallet standard that assigns each AI agent a personal on-chain wallet with distinct agent and user keys. The standard was released as a developer preview and is intended to let agents approve and execute transactions without accessing a user’s primary wallet credentials.

Each agent wallet is implemented as an on-chain smart contract that holds two keys: a user key and an operator key for the agent. The operator key permits an agent to initiate swaps, pay network fees and interact with decentralized applications while the user key remains separate. Users can set a spending limit for funds held by an agent and retain the ability to change the agent’s key, revoke access or withdraw funds through a dashboard at agents.ton.org.

TON’s documentation notes there is no cap on how many agent wallets a single user can deploy, so users can run multiple agents with separate balances. The team labeled the release a developer preview and said the agent wallet contracts have not yet completed a formal security audit, requiring additional testing before wider use.

The network positions the standard as infrastructure for autonomous AI agents in on-chain finance. Analysts at McKinsey project that AI agents could handle between $3 trillion and $5 trillion of global consumer commerce by 2030. TON’s integration with Telegram provides a distribution channel to more than a billion daily users on that platform.

Toncoin was trading around $1.29 on April 28. The network has moved away from a prior growth strategy focused on casual games after a 2024 project called Hamster Kombat drew more than 300 million users at launch but lost roughly 86% of active players within three months following the rollout of its native token HMSTR. HMSTR declined more than 76% from its launch price, a drop that coincided with downturns at several projects on the network.

The agent wallet standard is open to encourage developers to build services where software agents manage finances within user-set limits. Under the design, agents can operate autonomously up to those limits while users can revoke permissions or move funds without exposing their main account keys. The TON Tech team said the open standard is intended for third-party integration across decentralized applications and bot frameworks that connect to Telegram.

Security testing and user experience development remain outstanding items in the documentation. The developer preview label and the absence of a formal audit indicate the standard will initially attract builders and testers rather than broad consumer use until audits and further testing are complete.