Oobit launches Agent Cards for AI spending with USDT

Oobit launched Agent Cards, a virtual Visa product that lets AI agents spend USDT from corporate treasuries. Each agent receives a dedicated virtual card funded directly from a company’s USDT holdings without fiat conversion.

Spending rules are set during setup and enforced on Oobit’s servers so agents cannot override limits. The platform records every attempted transaction in real time and attaches a human-readable explanation when a charge is approved or declined.

Controls include a single card per agent to prevent credential sharing and to create a clear audit trail. The product enforces category-level restrictions that limit transactions to merchant types relevant to an agent’s role, and applies hard transaction caps per transaction and per merchant.

Oobit built two initial integration paths. In payments processing, agents can manage subscription billing or vendor payouts through platforms such as Stripe. In expense reporting, Agent Cards produce structured logs of agent spending for finance teams. The company also lists uses such as buying digital assets within set thresholds, booking travel within approved budgets, and completing purchases when preset price conditions are met. A five-step setup wizard can activate a card in under three minutes, the company said.

Oobit said its payments network covers about 150 million merchants in more than 100 countries. The company is backed by Tether, issuer of the USDT stablecoin, which has over $140 billion in circulation. Agent Cards are available to businesses that hold treasuries in stablecoins and to firms testing stablecoin payments.

“The honest take is that the online world isn’t ready for AI agents to complete complex tasks and pay on behalf of a business or person,” Amram Adar, Oobit’s chief executive officer, said. He described Agent Cards as an early effort to give autonomous financial operations room to act while keeping financial controls in place.