Anchorage Digital launches Agentic Banking for AI-driven payments

Anchorage Digital has launched Agentic Banking, a platform to process transactions initiated by autonomous software agents. The service enforces identity checks, configurable spending limits, continuous risk scoring and immutable transaction records across fiat currency, regulated stablecoins and tokenized credit products.

The product is part of Anchorage’s full-stack infrastructure strategy that combines regulated stablecoin issuance, custody and settlement with systems that allow software agents to transact on behalf of users and institutions. Anchorage says the platform is aimed at institutional clients and developers building AI-powered financial services.

Agentic Banking links traditional banking rails and the company’s federal bank charter, granted by the Office of the Comptroller of the Currency in January 2021, to regulated stablecoin issuance. Anchorage also expanded technical work with Google Cloud to add AI capabilities and multiparty computation key management. The combined stack is designed to support wallets, transactions, trades, staking and workflow management in a consolidated B2B2C framework.

Nathan McCauley, Anchorage’s co-founder and CEO, wrote on X that “We’re entering a world where agents don’t just inform decisions, they make them, and act on them. But for that to work in the real economy, agents need more than intelligence; they need regulated access to capital.” He added that autonomous systems should not have unchecked access to corporate funds and that the platform will enable auditability for agent-driven transactions.

Anchorage is also formalizing support for stablecoin issuers through an agreement with M0. The arrangement will merge M0’s issuance technology with Anchorage’s regulatory and operational framework so firms can build and launch stablecoins using M0’s stack while relying on Anchorage for approved issuance services. Luca Prosperi, M0’s co-founder and CEO, called the partnership a way to help companies issue stablecoins faster and at lower operational cost.

Other firms are building agent-focused compliance tools. Fidelity’s service provider FIS is working with Anthropic to create a Financial Crimes AI Agent to speed anti-money-laundering checks, reduce false positives and improve suspicious-activity reporting. Banks including BMO and Amalgamated Bank have indicated plans to prepare for agent-driven systems. Stephanie Ferris, FIS’s CEO and president, described the direction as “a trusted provider who manages the data, who governs the agents, and who stands between your customers and the AI making decisions about their money.”

Anchorage did not disclose pricing or a full rollout timeline. The company said Agentic Banking will support institutional digital-asset activity and emerging agentic use cases that require regulated custody, settlement and issuance.